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The Impact of AIDS on Life and Health Insurance Companies: A Guide for Practicing Actuaries
on the other hand may increase the cost of health care by requiring longer and more expensive treatment ... ultimate death were reviewed by the Task Force. The primary model used by the Task Force was the model by ...- Authors: Application Administrator, Robert Beal, Jay P Boekhoff, David J Christianson, Ronald Colby, Michael Cowell, Gary E Dahlman, David Holland, Walter H Hoskins, William C Koenig, Barbara Lautzenheiser, Richard W Mathes, Thomas W Reese, John E Tiller, Harry A Woodman, Michael L Zurcher
- Date: Oct 1988
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
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Group Long-Term Disability Benefits Offset Reserving Practices Survey
payment and/or use separate end dates for the primary and dependent Social Security disability benefits ... 5. Most participating companies estimate the primary and dependent Social Security benefit offsets ...- Authors: Robert Beal
- Date: Jun 2010
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Health & Disability>Disability insurance
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Setting Retention Limits for Individual Life and Disability Income Reinsurance
focusing on excess risk reinsurance where the primary objective is to limit the upper end risk exposure ... risk is 10 RECORD, Volume 23 retained by the direct company. Regardless, you are still trading a portion ...- Authors: Robert Beal, James L Sweeney, Richard Letarte
- Date: Jun 1997
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Reinsurance
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Selling Your Individual Disability Insurance IDI Block Through Indemnity Reinsurance
Volume 23 Finally, the buyer might value having a direct relationship with your policyholders and field ... physicians get used to the world of managed health care and stabilized incomes, and assuming that the buyer ...- Authors: Robert Beal, G Boyd, Scott R Munse
- Date: May 1997
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Reinsurance
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Health GAAP Topics
health busi- ness: Medicare supplement, long-term care, comprehensive major medical, and what we call ... results are better than expected. Our long-term care business has a higher reserve than asset. On those ...- Authors: Robert Beal, Helen L Hofmann, Robert Shapland
- Date: Jun 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]
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Individual Disability Income - Managing the Bottom Line
Premium growth should be measured in terms of total direct premium not just new business. It doesn't help ... portion are held by the reinsurer. Probably the primary reason why most companies reinsure disability income ...- Authors: Robert Beal, W Duane Kidwell, David E Scarlett, Lois VandeKopple
- Date: Apr 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Approaches to Underwriting Disability Insurance
distribution channel, whether you are selling to brokers direct or using the Internet, which is starting to show ... your distribution. If you're going to sell it direct to the employer, through a broker, which is the ...- Authors: Robert Beal, Anne Mitchell, Carl Amick, Scott Haglund
- Date: Oct 1999
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Public Policy
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Profitable Management of Individual Disability Lines of Business
that the disability income line is covering its direct expenses -- those that are charged directly to ... directly charged, I include the systems costs for the direct operations. I'm hoping to shoot on this particular ...- Authors: Robert Beal, Thomas S Bell, Charles M Waldron, Jeffrey J Bell
- Date: Oct 1991
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Nontraditional Individual Disability Reinsurance: What is It and Has Its Time Arrived?
Nontraditional ... the portion of that risk to the reinsurer. The primary objective is simply to share the risk between the ... 10 RECORD, Volume 24 and direct operating expenses. The refund is paid only in ...- Authors: Robert Beal, Arthur Garrison
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Reinsurance>Health reinsurance
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Reinsurance Section News, September 2001, Issue No. 49
support to the belief that, like U.S. direct writers, Canadian direct writers are reinsuring more business ... have recently increased their retention. Second, direct companies are, for capacity reasons, including ...- Authors: Robert Beal, Jeffrey Katz, Joseph F Kolodney, James L Sweeney, Mark Troutman, David Bruggeman
- Date: Sep 2001
- Publication Name: Reinsurance News